Cost Planning for Your House

Ignoring cost planning results in unwanted stress. Have a look at the general idea of all the unexpected expenses in real, practical terms.

Team Jindal Construction

Many homeowners begin construction with a rough per sq. ft. rate in mind — but end up facing unexpected expenses. Why? Because they miss planning for pre-construction charges and post-construction essentials like interiors and furniture.

Here’s a simple guide to help you plan all costs — not just the building work — so your home is truly “ready to live in” when it’s done.

📍 Pre-Construction Costs (Often Ignored)

Before a single brick is laid, here are some costs to expect:

✅ 1. Approval & Permission Fees

  • Building plan sanction from Nagar Nigam

  • Architect/engineer consultation (It’s free for all our esteemed clients).

    💡 costing between 30k and 90k, depending on the plot size and construction area.

📝 We help clients handle these matters with zero hassle and connect them to a genuine person for fast and minimal charges.

✅ 2. Site Preparation

  • Site cleaning, fencing, and leveling.

  • Borewell Point Marking and Borewell (recommended): ₹30,000–₹50,000

  • Submersible motor and cable selection, purchasing, and installation: ₹30,000–₹60,000

  • Temporary power/water connection setup

📝 With our +35 years of experience, we are well aware of all the right materials and people to make this process easy-going. We ensure the client doesn’t even have to move to get these things done (we absolutely don’t believe in charging any commission either from the client or from the service provider)

✅ 3. Legal & Documentation Charges

  • Mutation, khata, conversion fees if applicable

  • Property tax updates

📝 We help clients handle these with minimal headache.

🧱 Core Construction Costs (The Main Structure)

This includes:

  • Foundation, RCC, brickwork

  • Plumbing & electrical lines

  • Plastering, waterproofing

  • paint, putt,y and final finish

  • Flooring, doors, windows (and related fabrication works)

🎯 Estimated Range: ₹1,600 to ₹2,400 per sq. ft. (depending on requirement)

🪑 Post-Construction Costs (Move-In Readiness)

Even after construction ends, you’ll spend on making the home livable:

✅ 1. Furniture & Fixtures

  • Beds, wardrobes, dining, sofas: ₹3–10L depending on size/finish

  • Kitchen trolleys, cabinets

✅ 2. Interior Design & False Ceilings

  • Modular kitchen: ₹1L–₹3L

  • Wardrobes & TV unit: ₹1.5L+

  • POP or gypsum ceiling: ₹80–₹120/sq. Ft.

✅ 3. Lighting, Curtains & Appliances

  • Fancy lights, fans, geysers

  • ACs, fridge, washing machine

  • Curtains, rods, and bathroom mirrors

🎯 Keep at least ₹3–5L for these finishing touches.

💰 Smart Cost Planning Tips:

🧠 1. Plan Budget in Three Layers:

  • Layer 1 – Construction cost (structure): ~70%

  • Layer 2 – Pre-construction + approvals: ~10%

  • Layer 3 – Interiors + furniture: ~20%

📑 2. Have a Written Estimate for Each Stage

Get separate quotations for :

  • Civil construction

  • Interior designing

  • Modular kitchen

    This helps avoid overlap and confusion.

🧾 3. Keep a 10% Contingency Fund

Unexpected costs always arise — change in finishes, or extra fittings, interior work may end up costing more.

💡 We always advise clients to keep a 10% buffer

🛠️ Conclusion:

Cost planning is not just about “per sq. ft. rate” — it’s about being financially prepared from start to finish. When you understand and plan for all stages, you avoid stress and enjoy the journey of building your dream home.

📞 Want a full cost breakdown for your home project? We’ll help you plan every stage — honestly and transparently.
📲 WhatsApp Us or call Us
📅 Book a Free Cost Planning Session

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